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Compare the available $10K, $25K, $50K, and $100K Instant accounts and current pricing.
Instant Funding Prop Firm
AIFO Instant Funding: No Traditional Evaluation
Choose a $10K, $25K, $50K, or $100K Instant account without completing the traditional 1-Step or 2-Step evaluation. Trade within the 3% Daily Loss, 5% HWM trailing Maximum Loss, 2% total floating-loss, and profit-concentration rules.
Current account availability and pricing appear in the selector below. Compare the four AIFO account models if you are still choosing a path.
- Account Sizes
- $10K–$100K
- Loss Limits
- 3% Daily / 5% HWM
- Total Floating Loss
- No More Than 2%
- Profit Split
- 80%–95%
- Payout Access
- On Demand When Eligible
Instant Account Selector
Compare AIFO Instant Funding Accounts
Compare the available $10K, $25K, $50K, and $100K Instant accounts and current pricing. All four AIFO model tabs remain available; Instant is selected by default.
Quick Answer
What Is AIFO Instant Funding?
AIFO Instant Funding starts without a traditional evaluation profit target. Traders select an available account size and begin under the current Instant risk, profit-concentration, trading-conduct, and payout requirements.
The account uses a 3% Daily Loss Limit, a 5% high-water-mark trailing Maximum Loss capped at the initial balance, and a total floating-loss limit of no more than 2% of the initial balance. For payout eligibility, the highest-profit day must remain strictly below 20% of payout-period profit.
- Traditional evaluation required?
- No
- Available account sizes
- $10K, $25K, $50K, and $100K
- Evaluation profit target
- None
- Daily Loss Limit
- 3%
- Maximum Loss Limit
- 5% high-water-mark trailing Maximum Loss, capped at the initial balance
- Total floating-loss limit
- Total floating loss across all open positions must not exceed 2% of the initial balance
- Profit-concentration limit
- Highest-profit day must remain strictly below 20% of payout-period profit
- Profit split
- 80%–95%
- Payout access
- On demand when eligible; $100 minimum payout request
Start Without an Evaluation
Begin the Instant account path without completing the traditional 1-Step or 2-Step evaluation structure.
Trade Within Instant Rules
Manage the 3% Daily Loss, 5% HWM trailing Maximum Loss, 2% total floating-loss limit, concentration rule, and trading-conduct requirements.
Request Payout When Eligible
Build eligible profit, meet the applicable account and withdrawal conditions, and submit an on-demand payout request for review.
Rules & Risk Limits
AIFO Instant Rules and Risk Limits
AIFO Instant gives traders a faster starting path, but it is not a rule-free account. Traders still need to follow the Daily Loss, HWM trailing Maximum Loss, total floating-loss, highest-profit-day concentration, payout, and trading-conduct rules.
Read the full AIFO Trading Rules before starting your Instant account.
Daily Loss Limit: 3%
The Daily Loss floor is calculated from the higher of the previous day’s closing balance or closing equity. Open and closed P/L, commissions, and swaps can affect compliance.
Maximum Loss: 5% HWM Trailing
The loss floor follows the account high-water mark by 5% of the initial balance and stops rising when it reaches the initial balance.
Profit Concentration: Strictly Below 20%
The highest-profit day must remain strictly below 20% of payout-period profit. There is no separate top-two-days rule.
Total Floating Loss: No More Than 2%
Total floating loss across all open positions must not exceed 2% of the initial account balance.
Payout Access: On Demand
Eligible Instant traders may submit a payout request on demand once the applicable profit-concentration, compliance, and withdrawal conditions are met. Requests remain subject to review and processing.
Execution Rules
Trading tools, automation, and execution setups must comply with AIFO’s current account-specific trading and execution rules.
Profit Concentration
How Does the Instant Profit-Concentration Rule Work?
AIFO Instant uses one profit-concentration limit for payout eligibility. The highest-profit day must remain strictly below 20% of payout-period profit.
For example, if payout-period profit is $5,000, the highest-profit day must remain strictly below $1,000.
The concentration rule is separate from the 3% Daily Loss Limit, 5% HWM trailing Maximum Loss Limit, and 2% total floating-loss rule. The account must remain compliant with each applicable requirement independently.
Review Profit-Concentration Rules
$5K Example
Total Profit
$5,000
Highest-Profit Day
Below $1,000
The boundary is strict: exactly 20% does not satisfy the rule.
Account Size Examples
AIFO Instant Loss-Limit Examples by Account Size
These examples translate the current Instant percentages into reference values for the available account sizes.
| Account Size | Initial 3% Daily Loss Allowance | 5% HWM Trailing Distance | 2% Total Floating-Loss Limit |
|---|---|---|---|
| $10,000 | $300 | $500 | $200 |
| $25,000 | $750 | $1,250 | $500 |
| $50,000 | $1,500 | $2,500 | $1,000 |
| $100,000 | $3,000 | $5,000 | $2,000 |
These are starting references, not fixed floors. Daily Loss is recalculated from the higher of the previous day’s closing balance or equity. The Maximum Loss floor follows the high-water mark by 5% of the initial balance and stops rising at the initial balance.
Review the complete AIFO Trading Rules and the AIFO Payout Process before requesting withdrawals.
Payout on Demand
Payout on Demand, Profit Split and Review
AIFO Instant supports payout on demand once the applicable withdrawal conditions are met. An eligible trader may submit a request without waiting for a fixed payout cycle, but the request still goes through review and processing.
Before a payout request can proceed, the account must be compliant, KYC must be completed, and there must be no open positions or pending orders. The current minimum payout amount is $100.
To continue trading the account after payout, a profit buffer equal to 2% of the initial account balance must remain. Taking the full available payout closes the account after payout is completed. Review the AIFO payout buffer before requesting withdrawal.
Compare Models
Is AIFO Instant Funding Right for You?
AIFO Instant Funding is AIFO’s no-traditional-evaluation account path. Unlike the 1-Step and 2-Step Challenges, traders do not complete an evaluation phase before starting an Instant account.
Compare AIFO Instant with the evaluation-based programs and Sprint to review account access, loss limits, concentration requirements, total open-position risk, and payout conditions before choosing a program.
Want no traditional evaluation phase
Instant starts from an instant-access account path
Understand trailing drawdown
Instant uses a 5% HWM trailing Maximum Loss capped at the initial balance
Can manage total open risk
Total floating loss across all open positions must remain within 2%
Want payout on demand
Available when withdrawal conditions are met
Can manage profit concentration
The highest-profit day must remain strictly below 20% of payout-period profit
Prefer a Different Account Path?
Page updated September 10, 2026.
Use the account selector for current sizes and pricing, Trading Rules for account limits, and Payout Rules for withdrawal conditions.
FAQ
AIFO Instant Funding FAQ
What is AIFO Instant Funding?
AIFO Instant Funding is an account path that starts without the traditional multi-step evaluation used by the AIFO 1-Step and 2-Step Challenges. Traders remain subject to the Instant risk, profit-concentration, trading-conduct, and payout requirements.
Does AIFO Instant require a profit target?
AIFO Instant has no traditional evaluation profit target. A trader still needs eligible profit and must satisfy the applicable profit-concentration, compliance, and withdrawal conditions before requesting a payout.
What account sizes are available?
AIFO Instant is currently available in $10K, $25K, $50K, and $100K account sizes. Check the account selector for current availability and pricing.
What are the AIFO Instant loss limits?
AIFO Instant uses a 3% Daily Loss Limit and a 5% high-water-mark trailing Maximum Loss Limit capped at the initial account balance.
What is the AIFO Instant floating-loss rule?
Total floating loss across all open positions on an AIFO Instant account must not exceed 2% of the initial account balance.
How does the AIFO Instant concentration rule work?
The highest-profit day must remain strictly below 20% of payout-period profit. AIFO Instant does not use a separate top-two-days concentration rule.
What does payout on demand mean?
Payout on demand means an eligible Instant trader may submit a payout request without waiting for a fixed payout cycle once the applicable profit-concentration, compliance, and withdrawal conditions are met. Requests remain subject to review and processing.
What is the AIFO Instant minimum payout and buffer?
The minimum payout is $100. To continue the account after payout, a buffer equal to 2% of the initial balance must remain. Taking the full available payout closes the account after payout is completed.
What is the AIFO Instant profit split?
The current AIFO Instant program displays an 80%–95% Profit Split. The applicable percentage depends on the selected account configuration, while payout eligibility remains subject to profit-concentration, compliance, and withdrawal requirements.
Final CTA
Start Your AIFO Instant Funding Account
Compare the available Instant account sizes and current pricing, then review the loss, concentration, and payout rules before checkout.